Split your first deposit

Payday is not a plan

The first deposit can vanish into rent, tools, truck costs, and spending with no order. The First Paycheck Plan gives the order.

Four buckets

Bills. Savings. Tools and truck. Spending. Assign net pay before you touch the card.

No bank app required

You learn a split you can run on paper. NoVex never connects to your accounts.

Pair with the Decoder

Know net pay first. Then split it. Journeyman unlocks both Courses.

Split the deposit before the deposit splits you.

Reuse every payday

Know net pay first. Then split it. Journeyman unlocks both Courses.